Health insurance doesn't always protect people from medical debt

In 2010, about 40 percent of Americans -- or 73 million people -- had trouble paying medical bills, up from 34 percent in 2005. Now, a new study confirms that having health insurance coverage is no guarantee against accumulating medical debt for working-age adults. Not surprisingly, the study likewise finds that both medical debt and lack of insurance coverage lead to reduced access to health care.

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