African-American Homeownership Became More Risky In The 1990s

Tuesday, July 22, 2014 - 11:40 in Psychology & Sociology

In the 1990s, it was claimed that minorities were less likely to get home mortgages 30 years after anti-discrimination laws were added to specify housing, so policies were instituted requiring justification when people were denied a home loan. As a result of widespread loan liberalization, everyone was able to get loans and there was a resulting mortgage loan crisis after the core of the system was revealed as flawed. read more

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